£5,000 or More in Debt? See If An IVA Can Help.

  • Repay your debts over a period you can afford
  • If you are struggling with debts an Individual Voluntary Arrangement (IVA) may hold the key to your debt-free future & could write-off 85% of debts.
  • Take our FREE IVA DEBT TEST & see if you qualify.

Get Help Today


Complete our 30 second
online assessment


Our quick, free online assessment asks the essential questions to determine if you qualify for an IVA. Start by clicking the yellow button below. Please ensure to give details as accurate as possible.


Speak to one of our expert
IVA advisors


We're proud of our friendly team and the service they provide. We know you're going through a hard time and we're to help with any support or advice that you might need. We work with maximum levels of discretion for your protection.


Choose the best plan for
your circumstances


An IVA may or may not be the best option for you. Our team will give you a balanced view on the options available to you, so that you can make the right decision for your future.

Welcome to the IVA Debt Centre
The IVA Debt Centre have been helping people become debt free since 2006, we understand how stressful in can be trying to deal with debt. Often you can feel completely alone with nowhere to turn and often people can feel embarrassed. It is important to know that you are not alone, we have trained specialists on hand to help you.

  • We're the people who understand debt.
  • We know the stress it can cause – and how to remove this stress by helping you get back in control quickly.
  • We'll listen, clearly explain your options, and take you through the process of applying for the right debt solution.
  • We've been doing this a long time, so we know how to ensure any repayment plan is fair and practical for you.
  • All it takes is one short call with our friendly team.
  • An IVA (or Individual Voluntary Arrangement) is a type of debt solution that often suits people with £6,000 or more in unsecured debt, like credit cards and personal loans.

Your unsecured debts could be cleared with an IVA

Make one affordable fixed monthly payment
Avoid bankruptcy proceedings and property reposession

How Do We Work?
Below are some useful articles for overseas traders (USA, China, other EU countries) selling their products to UK consumers.


We will analyse your debt and personal situation


We will suggest a solution for you


We will advise you how to set up the solution


We will be there to support you

The IVA Process

The IVA Process is simple and straight forward.

1. Contact us for an assessment
Use our application form or call the helpline on 0161 968 1101 and trained advisors will examine your debt and run through all available options with you.
2. Send Your Documents
Given that an IVA is the best solution for you the advisor will go through what documentation you need to complete & send to support your case.
3. Start Your IVA
Once we have received the documentation back we will instruct the Insolvency Practitioner to start the IVA Process and negotiate with your creditors.
4. Finish the IVA
Once your IVA has been completed all of your unsecured debt you have not managed to pay is legally written off and you can look forward to a debt-free future!